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Savings

The Credit Union offers a variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are Federally Insured by the NCUA up to $250,000.

Share/Savings
Your share savings account represents your share of ownership in the Credit Union. This is the primary account for all members, It must have a minimum balance of $5.00 to remain open and active. Dividends are paid quarterly and are based on the average daily balance in your account.

Youth Share/Savings Accounts
Persons under the age of 18 may have an account at the Credit Union. The minor must be able to sign the account card. A parent or legal guardian may be required on these accounts. The minimum deposit is $5.00.

Holiday Club Accounts
The Credit Union offers Holiday Club Accounts to Credit Union members. The minimum deposit is $5.00. There may be a penalty if you withdraw from your account before the maturity date.

Share Certificate Accounts
The Credit Union offers Share Certificate accounts to Credit Union members. The minimum deposit is $500.00 to open a CD. There may be a penalty if you withdraw from your account before the maturity date. Please call for rates.

Rates

APR* Terms**
Regular Shares & Club Accounts
$5 - $25,000 0.15% 0.15%
Vacation Share Accounts
$5 - $25,000 0.15% 0.15%
As of June 2024
 * APR = Annual Percentage Rate
** APY = Annual Percentage Yield

Calculations are based upon the members’ average quarterly balance. Dividends are disbursed and compounded on the last day of the quarter.
Penalty for early withdrawal will be the 30 days of accrued dividends. Fees may reduce earnings.
Rate Information: The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share accounts, the Dividend Rate and Annual Percentage Yield may change at any time as determined by the Credit Union’s Board of Directors. The Dividend Rates and Annual percentage Yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.